Keep in mind, if you request faster shipment, you may have to pay a fee.

Many issuers provide expedited shipping for high-end cards or upon request for any card. However, you may be able to get your new card sooner if you're approved for a premium card. That leaves out many major card issuers, such as Discover and Chase, so you'll have to wait roughly 10 business days to receive those cards in the mail before being able to use them. What to do if your credit card doesn't offer instant accessĪs you'll notice from the cards mentioned above, instant card numbers primarily come with Amex cards, co-branded cards and store cards. Amazon Rewards Visa Signature Card (co-branded).Amazon Prime Rewards Visa Signature Card (co-branded).Costco Anywhere Visa® Card by Citi (co-branded).Bloomingdale's Credit Card (co-branded).Here are several popular co-branded and store cards that offer instant access: New Apple cardholders receive access to the card instantly after approval and can load it to their Apple Wallet for immediate use anywhere Mastercard is accepted. There are exceptions to that rule, such as the Apple Card. You'll have to wait to use the card elsewhere until it arrives in the mail. However, a temporary co-branded store card might only be accepted at the store, as is the case with the Costco Anywhere Visa® Card by Citi.

Store cards can only be used at the retailer, but co-branded cards can be used anywhere the card is accepted. You'll typically receive a temporary card number or barcode on your receipt that allows you to use the card at the retailer. If you open a co-branded or store credit card at checkout (online or in-store) you can begin using your card right away.

Get a new card capital one phone number